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ANIMAL HUSBANDRY
 
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DIARY FARMING
Technical Parameters C.B. Cows Grades Murrah Buffaloes
Location period (days) 300 280

Dry period (days)

 90 150
 
1. Cross Bred Cows ( CBCs) 6 lpd milk 8 lpd milk
a. Cost of two CBS\Cs @ Rs. 1500/ lpd 18000 24000
b.

Transportation of animals

 400 400
c.

Insurance premium for first animal @ 5%

 450 600
 

Total Cost

 18850 25000
  Say 18900 25000
 

Repayment period

 6 years

6 years
  Installments Monthly Monthly
 
2. Graded Murrah Buffaloes (GMBs)
a.

Cost of two GMBs @ Rs. 2000/ lpd

 24000 32000
b.

Transportation of animals

 400 400
c.

Insurance premium for first animal @ 5%

 600 800
 

Total Cost

 25000 25000
  Say 18900 33200
 

Repayment period

6 years

6 years
  Installments Monthly Monthly
 
Note:
 
Cost of Shed, Equipment, Fodder, Feed and higher transportation can also be financed as below, if necessary.
 
Sl.No Particulars Cost ( Rs. )
a.

Shed construction – 100 sqft.

 2000
b.

Equipment

 250
c. Feed cost  @ Rs. 5/kg
  Cross Bred Cows
  With milk yield – 6 lpd 90 kg

450
 

With Milk yield – 8 lpd

 110 kg 550
 

Graded Murrah Buffaloes
 

With Milk yield – 6 lpd

120 kg

 600
 

With Milk yield – 8 lpd

150 kg

 750
d. Fodder cultivation / Acre
 
Note:
 
Cost of transportation of the animals @ Rs. 300 to  500 per animal fo

purchase from outside the District / State may be allowed.
 
A.

Female cross bredCalf rearing ( 4-32 months )

1 Year

2 Year

3 Year

4 Year

Total
a. Quantity (kg) of
Concentrate feed		 450 700 450 -

1600
  Green fodder 360 1080 400 - 1840
 

Dry fodder

 180 540 200 - 920
b. Cost (Rs. Of
Concentrate feed
 2250 3500 2250 - 8000
 

Green fodder

 90 270 100 - 460
 

Dry fodder

 180 540 200 - 920
c.

Cost of medicines, vaccines, breeding etc.

 175 125 75 - 375
  Insurance Premium 117 181 117 - 415
 

Total Cost

 2812 4616 2742 - 10170
 

Margin (Cost of green and dry fodder

        

1380
 

Bank Loan

         8790
  Say
         8800
 
Repayment Period 3 Years with initial 2 years grace period
 
 
 
B. Female Graded Murrah Buffalo Calf rearing ( 4-45 months)
a. Quantity (kg) of
Concentrate feed		 250 400 575 575

1800
  Green fodder 360 900 1320 1320 3900
 

Dry fodder

 180 450 660 660 1950
b. Cost (Rs. Of
Concentrate feed
 1250 2000 2875 2875 9000
 

Green fodder

 90 225 330 330 975
 

Dry fodder

 180 450 660 660 1950
c.

Cost of medicines, vaccines, breeding etc.

 175 125 125 75 375
  Insurance Premium 117 181 117 - 415
 

Total Cost

 1760 2905 4140 4090 12895
 

Margin (Cost of green and dry fodder

        

2925
 

Bank Loan

         9970
  Say
         10000
 
Repayment Period

4 Years with initial 3 years grace period.
 
Note:
 
Cost of Green and Dry Fodder incurred by the beneficiary is considered as margin.
 
SHEEP REARING
 
Technical Parameters
 

Lambing Interval (Months)

 12

Lambing Percentage

 75
Sex Ratio 50:50

Culling rate of ewes from third year

 >20%
 
All female lambs are retained in the flock and ram lambs are sold ar 9 months age.
 

S.No

 Particulars

Amount (Rs.)
1. NELLORE Breed:
  a. Construction of Shed 800
b. b. Equipment 500
  c. Cost of Ram (1) 2500
  d. Cost of 20 wes, each ar Rs. 1400 2500
c. e. Concentrate feed for adults (@Rs. 4/- kg) 28000
    (ewe- 0.20 kg/day/animal – 90 days)  
    (Ram – 0.25 kg/day/animal -60 days) 1500
  f. Medicines 500
  g. Insurance premium @ 4% 1220
 

 

 Total 35020
 
Say 35000
  Repayment period 6 years with initial 1 year grace period
 

Installments

 Annual
2. DECCAN1 Breed:  
  a. Construction of Shed  
  b. Equipment  
  c. Cost of Ram (1)  
  d. Cost of 20 ewes, each at Rs. 1250  
  e. Concentrate feed for adults (@Rs. 4/- kg)  
    (ewe- 0.20 kg/day/animal – 90 days)  
    (Ram – 0.25 kg/day/animal -60 days)  
  f. Medicines  
  g. Insurance premium @ 4%  
    Total 31380
    Say 31400
 
Repayment period 6 years with initial 1 year grace period
    Installments Annual
 
II. GOAT REARING
 

Technical Parameters

 
 

Kidding intervals (Months)

 12
 

Kidding percentage

120
 

Sex ratio

 50:50
  Osmanabadi/Deccani Breed  
Sl.No Particulars Amount (Rs.)
a. Construction of Shed 800
b. Equipment 500
c.

Cost of Buck (1)

 2000
d.

Cost of 20 does, each at Rs. 1000

 20000
e.

Concrete feed for adults (475) kg)

 1900
f. Medicines 500
g.

Insurance premium @ 4%

 880
  Total 26580
  Say

26600
 
Repayment period 5 years with initial 1 year grace period
Installments Annual
 
III. PIG REARING
A.

Pig breeding cum fattening unit (3 sows)
Technical Parameters:

  
 

Farrowing interval (Months)

 8
 

Number of werners per sow

5

  Weight of the fattener at the end of the 9th month (kg)75% of the feed requirement is to be provided from kitchen waste, vegetable market waste etc. 65
Sl.No Particulars Amount (Rs.)
a. Pig Sty 4000
b. Cost of 3 local sows 3000
c. Insurance premium @6% 180
d. Feed cost (Rs. 5 kg.)

1.sows – 3 nos @ 1 kg/sow/day for 1 year
 5475
  2.Weaners – 15 nos. @0.333 kg/animal/day for 150 days 1499
  3.Gilts – 12 nos. @ 0.375 kg/animal/day for 150 days 3375
e. Boar maintenance charges # 1420
f. Miscellaneous (Medicines etc.) 500
g. Insurance premium @ 4% 880
  Total 19449
  Say 19400
# Exotic boar is given by the Dept. of AH @ 1 group of 5 units and its cost of maintenance is to be borne by all the 5 beneficiaries
 
Repayment period 4 years with initial 1 year grace period
Installments Annual
 
B. Pig Fattening (10 cross bred weaners)
  Technical Parameters  
 

Fattening period per batch (months)

 
  Number of batches per year 6
  First year 1
  Second year onwards 2
  Number of weaners per batch 10
  Morality 20%
  Body weight of the fattener at the time
of sale (kg)
 65
 
75% of the feed requirements is to be provided from kitchen waste, vegetable market waste etc.
 
S.No Particulars

Amount (Rs.)
NELLORE Breed:
a. Pig Sty (200 sft.) 6000
b. Cost of 10 crossed weaners each of 15 kg. b.wt @ Rs. 20/kg 3000
c. Insurance premium (6%)

180
d. Feed cost:
Qty of feed @ kg/pig ( 204 kg, of which 60 kg (25%) conc.
Feed and 180 kg Hotel waste) @ Rs. 5/kg.

 2500
e.

Miscellaneous @ Rs. 10/pig / month for 6 months

 600
  Total

12780
  Say 1500
  Repayment period

3 Years
  Installments

Annual
 
IV. POULTRY – LAYERS
A. 1000 Layers (1+2) in deep liter system  
  Technical Parameters:  
 

Farm size

1000
  Batch size 500
 

Laying batches

 2
  Egg production per bird per year (No.)

275
  Livability during brooding / Growing

90%
  Livability during laying

85%
  Feed requirement for brooders and growers (kg/bird)

8
  Feed requirement for layers (kg./bird/yr)

40
Sl.No Particulars units Rate Amount
a. Brooder cum Grower shed  (sft) 500 70 35000
b.

Layer shed (sft)

 1700 70 119000
c.

Brooder & Grower equipment

 500 14 7000
d.

Layer equipment

 1000 12 12000
e. Miscellaneous 1000 1.25 1250
f. Recurring costs to be capitalized
  i. Cost of day old chicks 1111 16.60 18443
  ii. Feed cost @ 10 kg/bird
 10550 5.6 59080
  iii. Insurance of birds 1111 4.23 4700
  iv. Insurance of sheds   0.25% 433
  v. Medicine, Vaccines, Labour 1055 17.50 18463
  vi. Feed cartage and Miscellaneous 1055 1.50 1583
  Total     276950
  Say     276900
  Repayment period 8 Years with initial 1 Year grace
  Installments     Quarterly
 
V. POULTRY – LAYERS
A. 1000 Layers (1+2) in deep liter system  
  Technical Parameters:  
 

Farm size

1000
  Batch size 500
 

Laying batches

 2
  Egg production per bird per year (No.)

295
  Livability during brooding / Growing

94%
  Livability during laying

92%
  Feed requirement for brooders and growers (kg/bird)

8
  Feed requirement for layers (kg./bird/yr)

40
Sl.No Particulars units Rate Amount
a. Brooder cum Grower shed  (sft) 500 70 35000
b.

Layer shed (sft)

 850 75 63750
c.

Brooder & Grower equipment

 500 14 7000
d.

Layer equipment

 1000 40 40000
e. Miscellaneous 1000 1.25 1250
f. Recurring costs to be capitalized
  i. Cost of day old chicks 1111 16.60 18443
  ii. Feed cost @ 10 kg/bird
 10550 5.6 59080
  iii. Insurance of birds 1111 4.23 4700
  iv. Insurance of sheds   0.25%

364
  v. Medicine, Vaccines, Labour 1055 14

14770
  vi. Feed cartage and Miscellaneous 1055 1.50 1583
  Total    

245940
  Say    

245900
  Repayment period 8 Years with initial 1 Year grace
  Installments     Quarterly
 
VI. POULTRY – (BROILERS)
  800 Broilers  - all – in – all – out - System:  
  Technical Parameters:  
 

Farm size

800
  Batch size

800
 

Rearing period

7 Weeks
 

FCR

2.00
  Final Body weight (kg/bird) 1.8
Sl.No Particulars units Rate Amount
a. Brooder cum Grower shed  (sft.) 800 70 56000
b.

Boiler Equipmentt.)

 800 14 11200
c. Miscellaneous 800 1 800
d. Recurring costs to be capitalized
  i. Cost of day old chicks 840 14.60 12264
  ii. Feed cost @ 10 kg/bird
 2952 8.15 24059
  iii. Insurance of birds 840 0.36 302
  iv. Insurance of sheds   0.25% 168
  v. Medicine, Vaccines, Labour 820 5 4100
  Total     108893
  Say     108900
  Repayment period 5 Years
  Installments     Bi-monthly
 

VII.

 Duck Rearing (100F+15M)

2600
  Repayment period 4 years with initial 1 year grace  
  Installments Bi-monthly  
 
VIII. Egg Cart Scheme

5800
  Repayment period 4 years with initial 1 year grace  
  Installments Bi-monthly  
 
IX. Rabbit Rearing Scheme

83100
1. 50 Does + 10 Bucks

Repayment period

 6 years with initial 6 months grace 83100
2. 50 Does + 10 Bucks

Repayment period		 6 years with initial 6 months grace 14300
  Installments   Half Yearly
 
X. Farm Animals and Carts
Sl.No Particulars Unit cost Repayment Period Installments
1. Plough Bullocks (One pair)      
  a. Non-Descript (medium) 4500 4 Years Annual
  b. Local Studrdy Bullocks 12000 5 Years -do-
2. Tyre Carts (Irrespective of the make of the cart)      
  a. 1.5 tonne capacity 12500 5 years -do-
  b. 2.0 tonne capacity 14000 5 years -do-
  c. 2.5 tonne capacity 16000 5 years -do-
  d. Mekins Carts 11700 5 years -do-
3. Conventional  Cart      
d. Recurring costs to be capitalized
    11600 5 years -do-
 
SPECIAL TERMS AND CONDITIONS – Dairy farming
 
1.
The Bank shall select villages keeping in view the compactness of the area to facilitate supervision and nearness of villages to veterinary dispensaries, animal breeding centres and milk marketing facilities.
2. The bank shall ensure that the unit of 2 Milch animals is financed, each animal is purchased with an interval of about 4-6 months to ensure continuity in milk production.
3. The bank shall finance under the scheme only good quality animals viz. Grades Murrah Buffalloes/ cross Bred Cows preferably freshly calved animals in second or third location.
4.
a. Immediately after purchase, suitable arrangements for identification of animals by tattooing or ear tagging shall be made with the help of state Animal Husbandry Department. In addition to this, the record of particulars of the animal identification (Color, birth marks, etc.) shall be maintained

b. Certificate regarding age, milk production and health of animals financed shall be obtained from qualified veterinary assistant surgeon. .
5.
Animals should be vaccinated with the help of the veterinary department, against diseases such as Rinderpest Haemorrhagic Septicaemia and Foot and Mouth disease, depending upon prevalence of particular disease in the areas and as per the advice of the State Animal Husbandry Department.
6. Adequate insurance cover is obtained for all animals purchased under the scheme
7.
The bank shall satisfy itself that beneficiaries have adequate arrangements for supply of green/dry fodder and concentrate feed. The bank shall, wherever possible, encourage the beneficiary to take up green fodder cultivation on his own.
8.
The bank shall satisfy itself that adequate facilities for veterinary aid and breeding are available, from the concerned Government Department / Milk union, to the beneficiary in the vicinity of the scheme area.
9.

In cases, where cross bred/ indigenous cows are financed, the bank shall satisfy itself that breeding service, with high qualify semen of exotic / cross bred pedigree bulls, is available at the artificial insemination centres in the scheme area.
10.
Wherever loans for construction of cattle shed are not given, the bank shall ensure, before sanction of loan for purchase of Milch animals, that the beneficiary wither has a cattle shed or facilities to provide shelter or will be able to provide a cattle shed out of his own sources.
11.
The bank shall satisfy itself that suitable and satisfactory arrangements exist for marketing of milk. Such arrangements could either be in the nature of organized marketing through milk collection centres or outlet for direct sale of milk at a remunerative price.
12. Wherever an arrangement is made to market milk through organized system, the bank may make arrangements with the milk collection agencies fro loan recoveries our of sale proceeds.
13.
The bank shall ensure that no animal is disposed off or sold by the beneficiary, without their prior permission in writing, till the loan is fully repaid.
14.
In case the bank provides financial assistance for purchase of ‘ single Animal dairy Unit’, the bank shall ensure that the following terms are complied with.

a. It is undertaken as supplementary activity by the borrower.

b. While fixing the repayment schedule, the incremental income from the
investment and repaying capacity of the borrower are taken into account.

c. The investment can be financed under SGSY or outside SGSY as well.

d. Working capital for maintenance of animal during dry period, if necessary, may be provided by the financing bank.
 
SPECIAL TERMS AND CONDITIONS – Poultry Farming (Commercial Layers)
   
1. The new Poultry farms may be one kilometer away  from the existing farms / complexes.
2. Farms having more than 50000 layers should have preferable separate facilities o\for brooding and growing.
3. The bank shall satisfy that the company observes among other the following specifications in designing the poultry sheds.
 
i.
Layout of the shed i.e Layer house, grower house, brooder house should confirm to the standard specifications. A distance of about 50 ft. should be kept between the sheds of same age group about 150 ft. between sheds with birds of different age gourp.
ii. The end walls of the shed should face east-west direction.
iii.
The floor level should be at least one foot above the ground level incase of deep litter system and 5-6 feet above the high from ground level in case of cage system of housing.
iv. A minimum overhang of 3.5 feet should be given to the roof to avoid entry of rain water inside the shed.
v
The maximum width of sheds should not exceed 30 ft. and 33.5 ft. in case of deep litter and cage systems respectively.
vi. The sheds shall be made rat proof using wire nets / passages.
vii. Individual farms should be provided fencing with wheel dip at main gate and foot dips at every door step.
viii Disposal pit / incinerator is to be provided at minimum 500 ft. away from the active operational area.
4. The bank shall ensure that firm arrangements are made by the beneficiaries for getting supply of high quality chicks from a reputed hatchery.
5. The bank shall ensure that  there are firm arrangements for marketing of Eggs/ culled Birds.
6. The bank shall ensure that periodical check up of poultry flock by a competent veterinarian, preferably at least once a month, is carried out.
7. A regular vaccination schedule, prescribed by hatchery /competent  person, should be followed immediately after purchase of the chicks.
8. Periodical de-baking and de-worming of birds should be done.
9.
Utmost cleanliness and hygienic conditions should be maintained in the poultry sheds, farm and in the management of the poultry flock. The house should be properly disinfected / sprayed with insecticide sprays such as Gamaxin or Malathion before housing the new flock.
10.
Fresh and clean and dry litter material should be placed on the floor of poultry house in case of deep litter house before the birds are introduced in the shed.
11. Fresh and clean water should always be available and waterers are cleaned regularly.
12.
The bank should ensure that firm arramgements are made for getting balanced concentrate feed and its availability to the birds. In case of commercial projects (more than 10000 birds), bank may advice the borrower to have a feed mixing plant (mixer and grinder) in the project for mixing feed for captive consumption.
13. Beneficiary should keep records of feed consumption, morality, vaccination, egg production, number of birds culled etc.
14. The bank should ensure that the sheds  and equipments are insured during the period of loan.
15. In Lieu of poultry insurance for birds, the banks may consider creation of risk / morality fund.
   
   
 

SPECIAL TERMS AND CONDITIONS

Poultry Farming ( Commercial Broilers)
 
   
1.

The new Poultry farms may be one kilometer away  from the existing farms / complexes.
2.

The bank shall satisfy that the company observes among other the following specifications in designing the poultry sheds.
 
i.

Layout of the Broiler sheds should confirm to the standard specifications. A distance of about 50 ft. should be kept between the sheds .
ii.

The end walls of the shed should face east-west direction.
iii.

The floor level should be at least one foot above the ground level incase of deep litter system.
iv. A minimum overhang of 3.5 feet should be given to the roof to avoid entry of rain water inside the shed.
v
The maximum width of sheds should not exceed 30 ft. in case of deep litter .
vi. The sheds shall be made rat proof using wire nets / passages.
vii. Individual farms should be provided fencing with wheel dip at main gate and foot dips at every door step.
viii Disposal pit / incinerator is to be provided at minimum 500 ft. away from the active operational area.
3.

The bank shall ensure that firm arrangements are made by the beneficiaries for getting supply of high quality chicks from a reputed hatchery.
4. The bank shall ensure that  there are firm arrangements for marketing Birds.
5. The bank shall ensure that periodical check up of poultry flock by a competent veterinarian, preferably at least once a month, is carried out.
6. A regular vaccination schedule, prescribed by hatchery /competent  person, should be followed immediately after purchase of the chicks.
7. Periodical de-baking and de-worming of birds should be done.
8.
Utmost cleanliness and hygienic conditions should be maintained in the poultry sheds, farm and in the management of the poultry flock. The house should be properly disinfected / sprayed with insecticide sprays such as Gamaxin or Malathion before housing the new flock.
9.
Fresh and clean and dry litter material should be placed on the floor of poultry house in case of deep litter house before the birds are introduced in the shed.
10. Fresh and clean water should always be available and waterers are cleaned regularly.
11.
The bank should ensure that firm arramgements are made for getting balanced concentrate feed and its availability to the birds. In case of commercial projects (more than 10000 birds), bank may advice the borrower to have a feed mixing plant (mixer and grinder) in the project for mixing feed for captive consumption.
12. Beneficiary should keep records of feed consumption, morality, vaccination,  number of birds sold etc.
13. The bank should ensure that the sheds  and equipments are insured during the period of loan.
14. In Lieu of poultry insurance for birds, the banks may consider creation of risk / morality fund.
 
SPECIAL TERMS AND CONDITIONS – Piggery
 
1.
The bank shall select villages keeping in view the compactness of area to facilitate supervisions nearness of villages to veterinary dispensaries, cheaper feed resources and adequate marketing facilities for sale of breeding Pigs / Pig meat.
2.
Wherever Pigs are purchased from other breeder farmers, the bank shall constitute a purchase committee consisting of bank representative, a veterinary assistant surgeon of Animal Husbandry Department and the beneficiary. Only Pigs as per age and breed specified in the scheme shall be purchased.
3. Immediately after purchase, ear-tattooing/ear –noticing shall be arranged for proper identification of the pigs financed.
4. Vaccination against Foot-and-Mouth disease and Swine Fever disease shall be arranged with the assistance of State Animal Husbandry Department.
5.
The bank may satisfy itself that beneficiaries arrange for periodical de-worming of pigs as per the advice of the Animal Husbandry Department.
6. The bank shall satisfy itself that adequate arrangements for housing and maintenance of pigs in sanitary conditions are made by beneficiary.
7.
The bank shall ensure that no animal is disposed off or sold by the beneficiary without its prior permission in writing, till the loan is fully repaid.
 
SPECIAL TERMS AND CONDITIONS –  Sheep and goat rearing
 
1.
The Bank shall select villages keeping in view the compactness of the area to facilitate supervision and nearness of villages ( within 5 to 10 km. distance) to veterinary dispensaries, grazing facility and adequate marketing facilities.
2.
While selecting beneficiaries, preference may be given to persons belonging to traditional shepherds community having better experience of management of sheep/goat.
3. A purchase Committee consisting of a veterinary official of the department of Animal Husbandry, a representative of the bank and the beneficiary may be constituted and all purchases of sheep / goat may be made through the committee.
4.
Only sheep/goat of 12 to 18 months old, certified as healthy by a qualified Veterinary Assistant Surgeon of Department of Animal Husbandry, preferably Nellore/Deccani/Bellary breeds of sheep and Osmanabadi/local breeds of goat shall be financed under the scheme.
5.
All animals financed shall be tattooed or ear tagged for proper identification.
6.
Arrangements may be made to vaccinate animals purchased against all infectious diseases, including Enterotoxamia, as per the advice of Department of Animal Husbandry.Sheep / goat shall be dewormed at least once in three months with the help of State Animal Husbandry Department.
7.
The bank shall ensure that animals are adequately insured.
8.
The bank shall ensure that no animal is disposed off or sold by the beneficaiary, without its prior permission in writing, till the loan is fully repaid.
 
SPECIAL TERMS AND CONDITIONS –  Work animal and animal driven carts
 
1.

The Bank shall select villages keeping in view the compactness of the area to facilitate supervision and nearness of villages to veterinary dispensaries, and scope for custom service. The villages selected should have good agricultural markets.
2. Only sturdy and well-built animals of about 3-4 years shall be financed.
3.
Immediately after purchase of animals, suitable arrangements for identification by branding of tattooing or ear tagging will be made with the help of State Animal Husbandry Department. In addition to this, the record of particulars of the animal identification (Color, birth marks, etc.) shall be maintained. Arrangements will also be made for numbering the animal driven carts including the tyres.
4. Certificate regarding age, and health of the animals financed will be obtained from  a qualified veterinary surgeon.
5.
Animals may be got vaccinated suitably with the help of the Veterinary Department, against common diseases, such as Rinderpest Hemorrhagic Septicemia, Black quarter, Foot-and-Mouth disease, depending upon prevalence of particular disease in the areas and as per the advice of the State Animal Husbandry Department.
6. The bank shall satisfy itself that beneficiary has  adequate arrangements for obtaining green/dry fodder and concentrate feed.
7.
The bank shall ensure before the sanction of loan for purchase of animals that either the beneficiary has a cattle shed or will be able to provide one from out of his own resource.
8.
Wherever loans are given in the operational area of a sugar factory, the bank may explore the possibility of having arrangements with the sugar factory for direct recovery of loan installments from out of the hire charges payable to beneficiary for transportation of sugar cane.
9. The bank shall ensure that no animal / cart is disposed off/sold by the beneficiary without its prior permission in writing, till the loan is repaid.
 
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